Venmo is a service that makes it easy, safe, and fun to pay your friends. Venmo's iPhone and Android apps allow you to make and share payments with friends for rent, utilities, dinner, drinks, movies, concert tickets, birthdays, laughs, and anything else. Paying with your debit card or bank account is free, and you can transfer money from your Venmo account balance to your bank account overnight.
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Fintastico Team
3 days, 12 hours
https://www.finextra.com/blogposting/17149/ridi...
Riding the Korea FinTech Wave
In stark comparison to how technologically advanced South Korea is (say for instance, introducing th...
Fintastico Team
1 week, 2 days
http://www.americanbanker.com/news/m-a-pot-bank...
M&A, pot banking and more reg relief: What's on the minds of midsize bank CEOs
In a roundtable discussion, the heads of four banks called on Congress to move on CRA modernization and address the cannabis conundrum, while dismissing arguments that midsize banks need to merge to stay competitive.
Fintastico Team
1 week, 2 days
https://www.crowdfundinsider.com/2019/04/146289...
At IMF Spring Meetings, JP Morgan Rep Says JPM Coin Could Streamline KYC/AML
The IMF’s Christine Lagarde hosted a panel discussion on 'Payments in the Digital Age' at the IMF's Spring Meetings held this week in Washington, DC. A video of the panel is provided by CNBC international TV and can be viewed here. Panelists included the ECB’s
Fintastico Team
1 week, 3 days
https://www.coindesk.com/christine-lagarde-pits...
Christine Lagarde Pits Circle Against JPMorgan in IMF Debate - CoinDesk
Decentralized systems are coming for the banks, argued Circle CEO Jeremy Allaire, in a panel Wednesday at the International Monetary Fund.
Fintastico Team
2 weeks, 2 days
http://www.americanbanker.com/news/app-from-sim...
App from Simple co-founder builds bridges from banks to blockchains
Shamir Karkal’s startup, Sila, is launching an API platform that gives developers a way to connect traditional bank systems to distributed ledgers like Ethereum.
Fintastico Team
2 weeks, 2 days
https://www.crowdfundinsider.com/2019/04/146043...
Max Levchin's Affirm Raises $300 Million Series F
Affirm, a Fintech founded by vaunted entrepreneur Max Levchin, has raised a $300 million series F funding. To date, Affirm has raised over $800 million in equity funding. The round was led by Thrive Capital and involved several new investors including Fidelity Management and Research
Fintastico Team
2 weeks, 3 days
https://www.finextra.com/pressarticle/77914/aff...
Affirm raises $300m
Affirm, the financial technology company founded by entrepreneur Max Levchin to provide honest financial products that improve lives, today announced it has raised a $300 million series F round of funding.
Fintastico Team
2 weeks, 4 days
https://www.coindesk.com/paypal-makes-its-first...
PayPal Makes Its First-Ever Investment in a Blockchain Startup - CoinDesk
Online payments giant PayPal has taken a stake in Cambridge Blockchain – its first investment in the blockchain space.
Fintastico Team
2 weeks, 5 days
https://www.finextra.com/blogposting/16915/9-te...
9 Technology Changes Impacting the Consumer Experience in Finance Today
New innovations in technology are allowing financial institutions to serve customers in novel and u
Fintastico Team
3 weeks, 4 days
http://www.americanbanker.com/articles/jpmorgan...
JPMorgan's clampdown on data puts Silicon Valley apps on alert
Long-simmering tensions between the financial industry and Silicon Valley startups are erupting behind-the-scenes into a battle over the reams of valuable data held inside Americans' bank accounts.
Fintastico Team
3 weeks, 4 days
http://www.americanbanker.com/morning-scan/how-...
How banks are thwarting rogue traders; CFTC relaxes bank hedging rules
Artificial intelligence lets banks predict employee misconduct; banks will get more flexibility on how they count rate swaps.
Fintastico Team
4 weeks, 1 day
http://www.americanbanker.com/news/how-much-doe...
How much does P2P drive engagement for banks?
The market for P2P payments is finally taking off after years of false starts, but there are still many unanswered questions. The biggest one: How do banks get value out of offering this service free of charge?
Fintastico Team
1 month
https://www.coindesk.com/i-got-the-mark-of-the-...
I Got the Mark of the Beast – And It Will Hold My Bitcoin - CoinDesk
There's a lot of overlap between bitcoiners and body hackers. CoinDesk editor Bailey Reutzel traveled to Austin, Texas to explore that crossroads and become a bitcoin holding (literally) cyborg.
Fintastico Team
1 month, 1 week
https://www.finextra.com/blogposting/16785/the-...
The battle for real-time payments dominance in the U.S.
Since Fed catalysed the private sector to deliver real-time payment capabilities, there has been adv...
Fintastico Team
1 month, 2 weeks
http://www.americanbanker.com/morning-scan/bank...
Banks battle fintechs over installment sales; Barclays deck cleared
Banks moving past traditional card lending to compete on POS; ; five board members plan to leave before the bank’s May meeting.
Fintastico Team
1 month, 3 weeks
https://www.ccn.com/bitcoin-could-disrupt-paypa...
Bitcoin is ‘Potentially Disruptive’ to PayPal & Visa: Analyst
Bitcoin or another cryptocurrency won't supplant PayPal and credit cards as payment options yet, but they could in due time. That's the assessment of Lisa Ellis, an equity analyst with sell-side research firm MoffettNathanson. “Cryptocurrency systems (e.g.,
Fintastico Team
2 months, 1 week
https://bankinnovation.net/2019/02/is-consumer-...
Is Consumer Choice as Much a Factor as Speed in Payments Innovation? | Bank Innovation | Bank Innovation
Ingo Money CEO Drew Edwards said instant availability and usability of funds is all but expected across the payments space these days, thanks largely to the
Fintastico Team
2 months, 2 weeks
https://www.crowdfundinsider.com/2019/02/144070...
Trust Wallet, Official Mobile Wallet of Cryptocurrency Exchange Binance, Joins Foundation for Interwallet Operability
The Foundation for Interwallet Operability (FIO) and FIO Protocol, an inter-wallet operability protocol that makes it easier to move tokens and coins, has announced that Trust Wallet, the official mobile wallet of cryptocurrency exchange Binance, has joined the Foundation. Trust Wallet was acquired by Binance
Fintastico Team
2 months, 2 weeks
https://www.coindesk.com/binances-crypto-winter...
Binance's Crypto Winter Strategy: Build and Beef Up Partnerships - CoinDesk
Binance is playing the long-game – investing in infrastructure and collaboration across the crypto ecosystem.
Fintastico Team
2 months, 2 weeks
https://bankinnovation.net/2019/01/venmos-insta...
Venmo's Instant Cashout Option to Create Revenue for PayPal in 2019 | Bank Innovation | Bank Innovation
PayPal finally anticipates monetizing Venmo in 2019, nearly six years after acquiring the P2P service. Venmo's revenue run-rate is over $200 million for 2019,
Fintastico Team
2 months, 3 weeks
https://cointelegraph.com/news/blockchain-dlts-...
Blockchain, DLTs, and a Lot of Crypto-Bashing: Main Takeaways From Davos WEF
Recap of this year’s World Economic Forum (WEF) Annual Meeting.
Fintastico Team
2 months, 3 weeks
https://www.finextra.com/newsarticle/33259/bank...
Bank-backed P2P payments app Zelle reports strong take-up
US bank-backed P2P payments app Zelle gathered momentum in 2018, with users making 433 million transactions worth $119 billion.
Fintastico Team
2 months, 3 weeks
https://www.ccn.com/paypal-ceo-shades-bitcoin-w...
PayPal CEO Shades Bitcoin: 'We're Not Seeing Many Retailers Accept Cryptocurrencies'
PayPal CEO Dan Schulman is skeptical about merchant adoption of bitcoin, saying there are very few retailers that accept cryptocurrencies of any kind.
Fintastico Team
3 months
https://bankinnovation.net/2019/01/what-the-mar...
What the 'Marie Kondo Effect' Could Mean for Standalone Fintech Apps | Bank Innovation | Bank Innovation
People are trying to declutter their phones as well as their homes -- is this a problem for standalone apps like PayPal-owned Venmo? "I don't need Venmo when I
Fintastico Team
3 months, 1 week
http://bankinnovation.net/2019/01/logging-in-to...
Logging In to Your Bank Account Is Now a $3 Billion Business | Bank Innovation | Bank Innovation
When you link your checking account to Venmo or use it to buy Bitcoins, a startup called Plaid Inc. is likely facilitating the connection with your bank. You
Fintastico Team
3 months, 1 week
https://www.finextra.com/newsarticle/33175/bank...
Bank data sharing startup Plaid moves into wealth management through Quovo acquisition
Plaid, a US startup that links consumer bank accounts with fintech apps like Venmo and Coinbase, is widening its reach through the $200 million acquisition of Quovo, which delivers a similar service but with a focus on wealth management and brokerage data.
Fintastico Team
3 months, 2 weeks
https://www.crowdfundinsider.com/2019/01/142892...
Millennials Using Phone Payment Apps Make Worse Money Decisions
Mobile payments is one of the hottest sectors in Fintech. Venmo and Square/CashApp have battled for years over the hearts and minds of millennials, with CashApp recently declaring victory- thanks in part, some say, to its pioneering incorporation of Bitcoin trading into the app. In May,
Fintastico Team
3 months, 2 weeks
https://www.crowdfundinsider.com/2019/01/142878...
Fintech Predictions for 2019. Where We Have Been & Where We Are Going
As we head into a market correction, 2019 and beyond will be very interesting for the evolving Fintech industry. This sector of finance saw significant M&A activity and massive fundraising during the 2nd half of 2018 and I predict that we will see more of
Fintastico Team
3 months, 2 weeks
https://www.coindesk.com/coindesk-most-influent...
Stable Times at Circle: A Crypto Startup Counted Out Is Rebuilt and Riding High - CoinDesk
CoinDesk profiles Jeremy Allaire, the CEO of the Goldman Sachs-backed crypto startup Circle that had a banner year in 2018.
Fintastico Team
3 months, 2 weeks
https://www.coindesk.com/2018-was-the-reality-c...
2018 Was the Reality Check. 2019 Starts the Crypto Comeback - CoinDesk
Micah Winkelspecht is CEO and founder of Gem, a crypto portfolio app company based in Los Angeles, The following is an exclusive contribution to CoinDesk’s 2018 Year in Review. If 2017 was the year of irrational exuberance, 2018 became the year of reality checks when the market sputtered and crashed. I predict that this year will …
Fintastico Team
3 months, 3 weeks
https://www.crowdfundinsider.com/2018/12/142807...
Bitcoin-Friendly Payment Company Square Named Yahoo Finance Company of the Year
Square, providers of distinctive white-plastic and user-friendly mobile payments hardware as well as North America’s most popular (Bitcoin-friendly) peer-to-peer payment app, Cash App, have crowned a banner year by being declared Yahoo Finance's 2018 Company of the Year, Yahoo reports. First, there was the stock’s
Fintastico Team
3 months, 3 weeks
https://www.crowdfundinsider.com/2018/12/141583...
Fintech in 2019? Predictions for Crowdfunding, Open Banking, SMEs, Regulations & More….
'Tis the season for decking halls, lighting candles, spending time with family and friends, reflecting on 2018 and thinking ahead to 2019 and new trends in the global Fintech market. Crowdfund Insider reached out to the Fintech community members to look into their crystal balls
Fintastico Team
3 months, 3 weeks
https://dailyfintech.com/2018/12/26/could-squar...
Could Square be the first global small business bank?
Late last week we learned Square was back for round two of its banking licence application. The company was reported to be reapplying for the license, after withdrawing its initial application earl…
Fintastico Team
3 months, 3 weeks
https://www.crowdfundinsider.com/2018/12/142699...
Temenos Banking Software Selected by PayPal
Digital payment platform and online lender PayPal (NASDAQ: PYPL) has selected Temenos (SIX: TEMN) to provide digital banking services. The announcement by Temenos was buried in a brief release last Friday. Temenos stated: 'PayPal, Inc. has selected Temenos T24 Core Banking. The Temenos T24 banking platform will run
Fintastico Team
4 months, 2 weeks
https://www.forbes.com/sites/donnafuscaldo/2018...
4 Fintech Predictions For The New Year
Next year is expected to be another good year for fintechs as insuretech goes mainstream, online lenders white label products and peer-to-peer payment platforms explode.
Fintastico Team
5 months
https://www.finextra.com/pressarticle/76424/in-...
In-car commerce startup Cargo adds Venmo payment option
Cargo, the leading provider of in-car commerce to the rideshare economy, announced a partnership with Venmo to integrate the popular peer-to-peer payment option into the Cargo platform.
Fintastico Team
5 months, 1 week
https://www.pymnts.com/news/retail/2018/online-...
Retailers Team With Providers For Payments | PYMNTS.com
Online shopping is on a tear, and marketplaces are reaping the rewards. Some sites are seeing more active buyers and higher gross merchandise sales (GMS) as consumers look to buy all sorts of items from merchants and creators. Etsy, for instance, recently noted that active buyers on the site grew by 17 percent to reach […]
Fintastico Team
5 months, 1 week
https://www.ccn.com/blockchain-wunderkinds-head...
Blockchain Wunderkinds Headline Forbes 30-Under-30 List
The blockchain and cryptocurrency ecosystem is well represented in this year's Forbes 30-Under-30 list, with four young founders and CEOs aged between 25 and 28 featured for their work on crypto finance, blockchain scaling and crypto asset management.
Fintastico Team
5 months, 1 week
https://www.ccn.com/why-comparing-bitcoin-with-...
Why Comparing Bitcoin with Centralized Systems Based on TPS is Wrong
On the Bitcoin network, whether it is a transaction worth $100 or $1 million, it costs the same miner’s fee to process the payment.
Fintastico Team
5 months, 1 week
https://www.pymnts.com/news/merchant-innovation...
ModoPayments On 'Auth Shopping' For Merchants | PYMNTS.com
Decline rates are on the rise, reaching 30 percent of CNP transactions, depending on where one looks. Bruce Parker, CEO of ModoPayments, said that’s a bit of a black box and plumbing issue, where going “auth shopping” might help boost conversion rates. A marketplace model among payment services, too, may open up a whole new eCommerce world for merchants.
Fintastico Team
5 months, 1 week
https://www.finextra.com/newsarticle/32920/bank...
Banks won't survive the next 20 years – and it's not because of the economy
Wiktor Schmidt, the founder and CEO of Netguru, argues that banks will fail, not because of the economy, but because they can't attract and retain developer talent.
Fintastico Team
5 months, 1 week
https://bankinnovation.net/2018/11/do-community...
Do Community Banks Really Need Zelle? | Bank Innovation | Bank Innovation
Bank-backed payment service Zelle crossed $32 billion in transactions in the last quarter, almost twice that of Venmo, but the P2P provider is not as
Fintastico Team
5 months, 3 weeks
https://www.pymnts.com/news/b2b-payments/2018/t...
Bank Top-Line Risks Rise As FinTech Firms Boom | PYMNTS.com
FinTech and new FI players are grabbing a large slice of the banking revenue pie across the globe, says Accenture. In at least one market, though (the U.K.), smaller firms are putting their trust, and funds, with traditional high-street banks.
Fintastico Team
5 months, 3 weeks
https://www.coindesk.com/bitcoin-jump-started-d...
Bitcoin's White Paper Was a Model T for Payments - CoinDesk
The Model T democratized the car industry – and the bitcoin white paper did the same for payments, says Ripple's top technologist, David Schwartz.
Fintastico Team
5 months, 3 weeks
https://www.coindesk.com/bitcoin-jump-started-d...
Bitcoin's White Paper Was a Model T for Payments - CoinDesk
The Model T democratized the car industry – and the bitcoin white paper did the same for payments, says Ripple's top technologist, David Schwartz.
Fintastico Team
5 months, 3 weeks
https://bankinnovation.net/2018/10/zelle-outpac...
Zelle Outpacing Venmo in P2P Money Transfers | Bank Innovation | Bank Innovation
Two peer-to-peer payments platforms competing for market share and consumer loyalty posted big gains in their 3Q18 earnings reports. While the third quarter was
Fintastico Team
5 months, 3 weeks
https://thefinancialbrand.com/76040/retail-bank...
Glimpse Into the Future: What Banking Looks Like 10 Years From Now
Traditional banking providers must look further ahead than just a year or two out before the window for transformational change closes.
Fintastico Team
5 months, 4 weeks
https://www.pymnts.com/news/partnerships-acquis...
JPMorgan, Plaid Announce Data Sharing Deal | PYMNTS.com
JPMorgan Chase & Co. has inked a data sharing deal with Plaid Technologies, the FinTech that connects banks with financial technology applications. Bloomberg, citing the companies, reported that under the deal, Plaid Technologies will let customers more easily send banking data to third-party apps for managing their finances. Plaid will be able to access JPMorgan customer data via […]
Fintastico Team
5 months, 4 weeks
https://www.pymnts.com/news/partnerships-acquis...
JPMorgan, Plaid Announce Data Sharing Deal | PYMNTS.com
JPMorgan Chase & Co. has inked a data sharing deal with Plaid Technologies, the FinTech that connects banks with financial technology applications. Bloomberg, citing the companies, reported that under the deal, Plaid Technologies will let customers more easily send banking data to third-party apps for managing their finances. Plaid will be able to access JPMorgan customer data via […]
Fintastico Team
5 months, 4 weeks
https://www.finextra.com/newsarticle/32834/mone...
Money20/20 Day Two: The trade-off between banking innovation and financial security
Feedzai CEO Nuno Sebastião opened day two of Money20/20 in Las Vegas with an educated discussion about emerging technology, financial crime and how banking executives are changing their attitude towards fraud.
Fintastico Team
5 months, 4 weeks
https://www.finextra.com/newsarticle/32834/mone...
Money20/20 Day Two: The trade-off between banking innovation and financial security
Feedzai CEO Nuno Sebastião opened day two of Money20/20 in Las Vegas with an educated discussion about emerging technology, financial crime and how banking executives are changing their attitude towards fraud.
Fintastico Team
6 months
https://www.coindesk.com/what-chinas-cashless-r...
What China's Cashless Revolution Can Teach the West About Crypto - CoinDesk
China appears to have achieved the crypto community's dream of a new internet of value, without blockchain. But there's more than meets than eye here.
Fintastico Team
6 months
https://www.pymnts.com/news/payments-innovation...
PayPal Shares Jump On Positive Earnings News | PYMNTS.com
Following a third-quarter earnings and revenue beat as well as a strong quarter for Venmo, shares of PayPal jumped 9 percent on Friday (Oct. 19). The stock reached highs over $86, CNBC reported. The total payment volumes of Venmo skyrocketed by 78 percent and reached $17 billion. And nearly a quarter – or 24 percent of […]
Fintastico Team
6 months
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Plaid, the fintech startup that quietly powers tech behemoths like Robinhood, Venmo, and Coinbase, is seeking funding at a $2 billion valuation
BI PRIME: In April this year, Forbes reported that the company's private valuation was $1 billion — meaning that Plaid, which counts 10,000 banks as its customers, has doubled its valuation in less than six months.
Fintastico Team
6 months
https://www.crowdfundinsider.com/2018/10/140319...
American Express Expands Strategic Partnership With PayPal
American Express (NYSE: AXP) announced on Thursday it has expanded its strategic partnership with PayPal (NASDAQ: PYPL). According to the duo, this partnership that will improve the digital payments experience for U.S. American Express Card Members paying with PayPal and Venmo. Through the partnership, the companies
Fintastico Team
6 months
https://www.finextra.com/pressarticle/75979/ame...
American Express and PayPal partner for loyalty spending and P2P transfers
American Express (NYSE: AXP) and PayPal (NASDAQ: PYPL), today announced an expanded strategic partnership that will improve the digital payments experience for U.S. American Express Card Members paying with PayPal and Venmo.
Fintastico Team
6 months
https://www.finextra.com/pressarticle/75982/pay...
PayPal posts strong quarter
Earlier today, PayPal released the financial and operating results from our third quarter.
Fintastico Team
6 months
https://www.pymnts.com/news/partnerships-acquis...
Amex, PayPal Pair On Rewards, P2P Transactions | PYMNTS.com
American Express and PayPal have announced a partnership that will improve the P2P digital payments experience for U.S. American Express Card Members paying with PayPal and Venmo. According to a press release, the companies will collaborate on several solutions for joint customers such as the use of Amex rewards program points, as well as explore […]
Fintastico Team
6 months
https://www.pymnts.com/news/partnerships-acquis...
Amex, PayPal Pair On Rewards, P2P Transactions | PYMNTS.com
American Express and PayPal have announced a partnership that will improve the P2P digital payments experience for U.S. American Express Card Members paying with PayPal and Venmo. According to a press release, the companies will collaborate on several solutions for joint customers such as the use of Amex rewards program points, as well as explore […]
Fintastico Team
6 months
https://www.financemagnates.com/fintech/news/re...
Report: PayPal Conquered Q3 with High Earnings, ‘Record’ Number of New Users
PayPal smashed through expectations for earnings and revenue in Q3. The company also boasts millions of new users and increased payments volume.
Fintastico Team
6 months
https://nulltx.com/omni-rentals-lets-users-cash...
Omni Rentals Lets Users Cash out Earnings in XRP - NullTX
Many people consider Ripple’s XRP to be a security or a digital asset, rather than something consumers can benefit from. In the case of Omni, a project focusing on revamping ways to own and access things, XRP support has been integrated as a cash-out feature. Omni Sees Merit in XRP For those unaware of the…
Fintastico Team
6 months
https://www.finextra.com/blogposting/16154/on-c...
On Cloud Nine - How Banks Can Master the Challenge of Digitalization
Today, banks are facing many challenges, not just high fees and lack of transparency, but competitio...
Fintastico Team
6 months
https://www.pymnts.com/news/retail/2018/menswea...
Cayenne Offers Daily Deals on Menswear Brands | PYMNTS.com
Small menswear brands, even some that are considered to be medium or large, might face a challenge when it comes to marketing: How do they get in front of consumers? Michael Sacks, who co-founded Cayenne, settled on a Woot-like deal-of-the-day platform to enable these brands to put their clothing or accessories up for sale over […]
Fintastico Team
6 months
https://bankinnovation.net/2018/10/venmo-hikes-...
Venmo Hikes Instant Transfer Fee to Cash in on Realtime | Bank Innovation | Bank Innovation
Remember when P2P app Venmo added an instant transfer, but then said it would charge a $0.25 flat fee for it? Well, now Venmo users will be charged a 1% fee,
Fintastico Team
6 months, 1 week
https://cointelegraph.com/news/nouriel-dr-doom-...
Nouriel “Dr. Doom” Roubini: “99 Percent of Cryptocurrencies are Worth Zero”
An interview with Mr. Roubini about “buggy” smart contracts, Ethereum being a scam, why he might want to give the industry another try
Fintastico Team
6 months, 1 week
https://www.pymnts.com/news/faster-payments/201...
Instant Transfer Venmo Fees Increase | PYMNTS.com
Venmo, the digital payment unit of PayPal, has raised the fee for instant transfers when moving money from their account to a traditional bank account, according to reports. Reports citing an email Venmo sent to users late last week said the fee is going up to one percent of the transferred amount, with the payment company […]
Fintastico Team
6 months, 1 week
https://cointelegraph.com/news/nouriel-dr-doom-...
Nouriel “Dr. Doom” Roubini: “99 Percent of Cryptocurrencies are Worth Zero”
An interview with Mr. Roubini about “buggy” smart contracts, Ethereum being a scam, why he might want to give the industry another try
Fintastico Team
6 months, 1 week
https://nulltx.com/6-cryptocurrencies-cheaper-t...
6 Cryptocurrencies With Cheaper Transaction Fees Than Venmo - NullTX
In the financial industry, transaction fees are always considered to be a very big problem. Although Venmo always had relatively low transaction fees, that has now come to change. The company will charge a flat 1% on all amounts, which makes the following six cryptocurrencies a lot cheaper to use. #6 Bitcoin Most people will …
Fintastico Team
6 months, 1 week
https://www.pymnts.com/news/mobile-commerce/201...
An Acquisition In Store For Snapchat? | PYMNTS.com
Snapchat, according to recent reports, is having cash flow troubles. The app that got famous for its disappearing messages is looking like it will either need to raise a some capital by sometime in 2019 or run the risk of going broke, according to a note by MoffettNathanson. “While it is obvious that Snap wasn’t prepared for life […]
Nadia Nolan
6 months, 1 week
https://sdk.finance/how-to-choose-a-payment-api-for-p2p-transfers/
Fintastico Team
6 months, 2 weeks
https://nulltx.com/3-reasons-why-no-one-should-...
3 Reasons Why No One Should Use Zelle to Buy or Sell Cryptocurrencies - NullTX
Although peer-to-peer trading has gained a lot of popularity in the cryptocurrency industry, there are still certain risks users need to be aware of at all times. Using Zelle, for example, appears to be a bad idea. Not because of the platform itself, but because of their policies. The following three reasons show why using …
Fintastico Team
6 months, 2 weeks
https://thefintechtimes.com/currencies-direct-c...
Currencies Direct Chief Market Analyst Talks Legacies, Challengers and Market Disruption | The Fintech Times
Fintechs use emerging technologies to disrupt existing financial services and it’s clear that they’re here to cause waves in the financial sector.
Fintastico Team
6 months, 3 weeks
https://bankinnovation.net/2018/10/millennials-...
Millennials Prefer Venmo to Cash, Duh | Bank Innovation | Bank Innovation
A new report shows that millennials use Venmo more than they use ATMs as if there was any doubt that to this audience an app like Venmo is a prime method of
Fintastico Team
7 months
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
5 Fintech Trends You Should Be Paying Attention To | Bankrate.com
Technology is redefining financial services. These are the biggest trends that could affect you.
Fintastico Team
7 months
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
5 Fintech Trends You Should Be Paying Attention To | Bankrate.com
Technology is redefining financial services. These are the biggest trends that could affect you.
Fintastico Team
7 months
https://www.pymnts.com/news/delivery/2018/postm...
Food Delivery Firms Battle For Hungry Consumers | PYMNTS.com
Food delivery is moving into a higher realm, one that is about much more than ordering up a meal via a mobile app. Subscriptions are winning over hungry consumers. Local focus is entering the mix. Drones are getting involved. And big money is flowing as competitors seek to differentiate themselves in the $13 billion food […]
Fintastico Team
7 months
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Fintastico Team
7 months
https://www.pymnts.com/news/mobile-payments/201...
SWIFT Pre-Validates, Singapore Eyes QR Codes | PYMNTS.com
Amid an embrace of mobile payments and a push toward consumer choice, sometimes payments infrastructure must change. This week, the Monetary Authority of Singapore said it has launched SGQR (short for the Singapore Quick Response Code), billed as a single label that combines several QR payment codes. The launch will cover Singapore over the next […]
Fintastico Team
7 months
https://www.finextra.com/newsarticle/32673/soci...
Social investing app Matador scores $2m seed funding
Matador, a social investing platform bidding to make the stock market more approachable to young Americans, has raised $2 million in a seed funding round led by VC GreyCroft.
Fintastico Team
7 months
https://www.pymnts.com/news/payments-innovation...
PayPal Smart Buttons Goes Global | PYMNTS.com
Two and a half months ago, PayPal launched Smart Buttons in the U.S. as a way to improve the checkout experience for both merchants and consumers. PayPal made its “Buy Button” smarter by dynamically presenting consumers with the most relevant payment method at checkout — saving them time. Smart Buttons also gave merchants more of […]
Fintastico Team
7 months, 1 week
https://www.finextra.com/pressarticle/75372/pay...
PayPal releases Funds Now for small businesses
Small businesses are the heart and engine of our economy. They are drivers of innovation, competition, diversity, economic opportunity, job creation and the overall health of our communities.
Fintastico Team
7 months, 2 weeks
https://www.pymnts.com/news/regulation/2018/twi...
Congressional Hearings Discuss Digital Privacy | PYMNTS.com
Top executives from Twitter and Facebook sought to reassure U.S. lawmakers on Wednesday (Sept. 5) that they can better protect users from election interference from foreign sources as the November midterms approach. The move comes amid increasing global focus on matters related to online privacy and data security — and as the idea of regulating […]
Fintastico Team
7 months, 2 weeks
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Fintastico Team
7 months, 2 weeks
https://thefinancialbrand.com/75083/digital-ban...
3 Ways Digital Assistants Can Turn 'Selling' into 'Advising'
The combination of data, digital technology and advanced analytics can turn selling into advising for the banking industry.
Fintastico Team
7 months, 2 weeks
https://www.crowdfundinsider.com/2018/09/138598...
The Problem with Banking Today … is Banking
The idea of banking has been around for thousands of years. Archaeologists traced its origins back to ancient Mesopotamia, where tablets show that individuals recorded lending transactions. Then, as civilization created value for items like grain, rare jewels and, eventually, coinage and cash, banking practices
Fintastico Team
7 months, 3 weeks
https://www.coindesk.com/bitcoins-next-big-soft...
Bitcoin's Next Big Software Upgrade to Feature New Language for Crypto Keys - CoinDesk
A new version of Bitcoin Core is coming, including a new key language and more. CoinDesk assembles the earliest and most interesting details.
Fintastico Team
7 months, 3 weeks
https://thefintechtimes.com/dr-doom-blockshow-a...
Dr. Doom On The Future Of Money At BlockShow Americas | The Fintech Times
Nouriel Roubini earned the title of Dr. Doom when he correctly predicted the 2008 global financial crisis and became the perennial bear. More recently he made news cryptobrawling with VoIP pioneer Alex Mashinsky at the Milken Institute on the future of money.
Fintastico Team
7 months, 3 weeks
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Fintastico Team
7 months, 4 weeks
https://www.crowdfundinsider.com/2018/08/138305...
Perspective: Student Loans Have Failed American Students, What About Income Share Agreements?
Student loans have failed American students is an understatement. American’s owe $1.4 trillion in student loan debt spread out among 44 million borrowers. With delinquency rate of student loans at 11.2%, the country is looking at a repeat of the mortgage crisis. But what is
Fintastico Team
8 months
https://www.pymnts.com/news/security-and-risk/2...
Venmo Might Get Rid Of Public Posts for Privacy | PYMNTS.com
Executives at PayPal are deciding whether they should remove the option to post and view public transactions on Venmo. According to Bloomberg, an anonymous source said that regardless of what is decided, payments between friends would still be visible on the home feed. “Venmo is always evaluating what’s best for our customers,” a PayPal spokesman […]
Fintastico Team
8 months
https://bankinnovation.net/2018/08/samsung-pay-...
Samsung Pay Crosses 1.3 Billion Transactions, But Falls Short of Apple Pay | Bank Innovation | Bank Innovation
As it makes its way to South Africa and continues to amass impressive partnerships with the likes of Alipay and PayPal, Samsung Pay might have completed three years in the mobile payments market, but its numbers still lag its main rival, Apple Pay. Samsung revealed yesterday that it had completed 1.3 billion
Fintastico Team
8 months
https://dailyfintech.com/2018/08/21/why-bitcoin...
Why bitcoin is surprisingly valuable and stable as a chair with only one leg
When I first dove down the bitcoin rabbit hole in 2014, the accepted view was that bitcoin was a 3-legged stool: Leg 1 = Store Of Value Leg 2 = Currency for daily spending Leg 3 = Payment Rail The …
Fintastico Team
8 months
https://thefinancialbrand.com/74434/payments-ba...
The New Payments Battleground: What We Learned By Implementing Zelle
Adoption of P2P payment solutions is critical if banking providers hope to compete with fintechs. Here's how one bank ramped up with Zelle.
Fintastico Team
8 months
https://www.ccn.com/bitcoin-friendly-square-cas...
Bitcoin-Friendly Square Cash is Now More Popular Than Venmo
Square's Cash App, which now offers bitcoin trading in all 50 U.S. states, is now more popular than PayPal's peer-to-peer Venmo app.
Fintastico Team
8 months
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
How Banks Are Making It Easier To Use Fintech Apps | Bankrate.com
Data-sharing between banks and fintech apps is evolving. Here’s how it impacts you.
Fintastico Team
8 months, 1 week
https://www.pymnts.com/news/payment-methods/201...
Zelle Eyeing Expansion Into SMB Payments | PYMNTS.com
Zelle, the digital payment app that enables consumers to send money to friends and family, is gearing up to expand its offering to enable customers to pay small businesses. Bloomberg, citing people familiar with the situation, reported Zelle is in the process of enhancing its risk assessment tools as part of the effort to make it […]
Fintastico Team
8 months, 1 week
https://bankinnovation.net/2018/08/p2p-payments...
P2P Payments to Increase 3-Fold, And So Must Fraud Controls | Bank Innovation | Bank Innovation
The demand for P2P payments does not seem to be slowing anytime soon. A study released this month by research firm Aite, and Early Warning, the parent company to bank-backed P2P payment company Zelle, found that P2P payments will triple by 2020. In the U.S. alone, Aite projects "over 300% growth from 2015 to 2020—from
Fintastico Team
8 months, 1 week
https://bankinnovation.net/2018/08/p2p-payments...
P2P Payments to Increase 3-Fold, And So Must Fraud Controls | Bank Innovation | Bank Innovation
The demand for P2P payments does not seem to be slowing anytime soon. A study released this month by research firm Aite, and Early Warning, the parent company to bank-backed P2P payment company Zelle, found that P2P payments will triple by 2020. In the U.S. alone, Aite projects "over 300% growth from 2015 to 2020—from
Fintastico Team
8 months, 1 week
https://bankinnovation.net/2018/08/3-alternativ...
3 Alternative Lending Startups to Watch | Bank Innovation | Bank Innovation
Large banks, e-commerce moguls like Amazon and eBay and tech firms are likely to enter the alternative lending space, and soon, according to Eden Amirav, co-founder and CEO of startup LendingExpress. In markets like Australia this is already happening. National Australia Bank set up its own alternative lending arm
Fintastico Team
8 months, 1 week
https://www.finextra.com/newsarticle/32525/squa...
Square overtakes Venmo as Cash app cryptocurrency play bears fruit
Square's push into the cryptocurrency market is leading to a surge in downloads for the firm's Cash app, surpassing PayPal's popular Venmo mobile money service for the first time.
Fintastico Team
8 months, 1 week
https://bankinnovation.net/2018/08/lenmo-the-ve...
Lenmo, the Venmo for Lenders, Set to Launch for IOS | Bank Innovation | Bank Innovation
Whether it's a consumer lender like Goldman Sachs's Marcus or a point-of-sale lender like Affirm or even SMB lenders like BlueVine, there is a lot of perceived opportunity in the lending market. Add a P2P dimension to that, and you have Lenmo. The new app is launching in the next few weeks in Apple's app store, Bank
Fintastico Team
8 months, 1 week
https://bankinnovation.net/2018/08/the-allure-o...
The Allure of Debit Cards for P2P Payment Companies | Bank Innovation | Bank Innovation
In the U.S., debit cards are the most popular method of payment, so it's not surprising that many fintechs are trying to enter the debit card market. For companies focused on P2P payments such as PayPal, Venmo (owned by PayPal), Square, and savings apps like Acorns or Money Lion, the leap into the debit card business
Fintastico Team
8 months, 2 weeks
https://www.pymnts.com/news/retail/2018/abercro...
Fintastico Team
8 months, 2 weeks
https://www.pymnts.com/news/mobile-payments/201...
Fintastico Team
8 months, 2 weeks
https://thefinancialbrand.com/74044/mobile-bank...
Fintastico Team
8 months, 2 weeks
https://cointelegraph.com/news/jamie-dimon-says...
Fintastico Team
8 months, 2 weeks
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Fintastico Team
8 months, 2 weeks
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Fintastico Team
8 months, 3 weeks
https://bankinnovation.net/2018/08/does-a-bank-...
Fintastico Team
8 months, 3 weeks
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
Fintastico Team
8 months, 3 weeks
https://bankinnovation.net/2018/07/zelle-crosse...
Fintastico Team
8 months, 4 weeks
https://www.pymnts.com/news/2018/five-at-five-e...
Five At Five: Equifax Q2 Earnings Disappoint | PYMNTS.com
Welcome to the Five at Five your late look at the payments and commerce news of the day. Coverage includes Equifax reporting second quarter earnings, Walmart promoting the baby market and JCPenney targeting moms. Also, Flywire raises $100 million and Venmo books more than $14 billion in payments during the quarter. Equifax Q2 Earnings Disappoint As Data […]
Fintastico Team
8 months, 4 weeks
https://bankinnovation.net/2018/07/transaction-...
Fintastico Team
8 months, 4 weeks
https://thefinancialbrand.com/73741/personal-fi...
PFM 2.0: Reigniting The Personal Financial Management Revolution in Banking
Thanks to the power of data analytics and AI, banking providers should be able to leverage personal financial management tools in new ways.
Fintastico Team
8 months, 4 weeks
https://thefinancialbrand.com/73863/banking-ove...
Most Financial Institutions Are Over-Engineering AI Solutions
The desire to develop the most advanced AI solutions can be stifling the development of more simplified applications wanted by customers today.
Fintastico Team
9 months
http://news.google.com/news/url?sa=t&fd=R&ct2=u...
4 Fintech Stocks to Consider
Investors looking to add fintech stocks to their portfolios should consider PYPL, GSKY, MA and SQ. These four look poised to deliver explosive growth in the years to come.