Transforming retail. Unlocking growth.
Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent. We use technology to advance consumer-friendly credit by improving access, transparency, ease-of-use, and cost. Our products help our merchant partners grow their sales by making their products accessible to more consumers. Bread was founded in 2014 and is based in New York, NY.
The store-branded credit card company revised its revenue guidance upward on the assumption that the CFPB's late-fee cap won't take effect before 2025. Still, Bread …
XYB, a leading global coreless banking Platform as a Service (PaaS) pioneer, has appointed fintech veteran Derek Joyce as the newly standalone company’s CEO.
Consumer spending slowed and charge-offs rose during the first quarter, but Bread Financial said a pending late-fee rule may not be as devastating to its …