Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks who act as middlemen. Zopa works in the following way: the company first categorizes borrower credit grades with an A*, A, B, C or Y rating; then lenders make offers that vary by money amount and time period for persons with a certain credit grade; and borrowers can then agree the aggregate offered rate.
Discussion
Fintastico Team
2 weeks, 4 days
https://www.altfi.com/article/7401_2020-in-fint...
2020 in Fintech and Alternative Finance: Part 1 - AltFi
Coping with market chaos caused by Covid-19 was the pivotal fintech and alternative finance theme in H1 2020.
Fintastico Team
2 weeks, 5 days
https://www.crowdfundinsider.com/2020/12/170679...
Fintastico Team
4 months, 3 weeks
https://www.fintechfutures.com/2020/08/zopa-lau...
Zopa launches its first fixed-rate savings accounts - FinTech Futures
Zopa, the peer-to-peer (P2P) lender turned banking challenger, has launched its first fixed-rate savings accounts with rate up to 1.30%.
Fintastico Team
4 months, 3 weeks
https://www.crowdfundinsider.com/2020/08/165646...
Digital Bank Zopa Now Offers Term Savings Accounts with Interest Rates Over 1%
Zopa, a digital bank and online lender, has published the interest rates affiliated with its savings accounts. According to a note from the Fintech, savers may generate interest from 1.05% to 1.3% - depending on the term. Zopa's Fixed Term Savings accounts are available today
Fintastico Team
5 months
https://www.crowdfundinsider.com/2020/08/165415...
As Fintech Zopa Launches UK based Bank, Debt Advice Charity StepChange to Provide Free Debt and Money Management Tools to Customers
As Fintech Zopa launches UK based bank, debt advice charity StepChange to provide free debt and money management tools to customers.
Fintastico Team
5 months
https://www.crowdfundinsider.com/2020/08/165415...
As Fintech Zopa Launches UK based Bank, Debt Advice Charity StepChange to Provide Free Debt and Money Management Tools to Customers
As Fintech Zopa launches UK based bank, debt advice charity StepChange to provide free debt and money management tools to customers.
Fintastico Team
5 months, 3 weeks
https://www.crowdfundinsider.com/2020/07/164637...
P2P Lender and Digital Bank Zopa Releases Rates for Soon to Be Launched Savings Accounts, Existing Investors May Register Interest
P2P lender and digital bank Zopa releases rates for soon to be launched savings accounts, existing investors may register interest.
Fintastico Team
5 months, 3 weeks
https://www.crowdfundinsider.com/2020/07/164364...
Fintech Lender and Digital Bank Zopa to Use Paylink Solutions' Embark Software, a Cloud based Income and Expenditure Solution
Fintech lender and digital bank Zopa to use Paylink Solutions' Embark software, a cloud based income and expenditure solution.
Fintastico Team
5 months, 3 weeks
https://www.crowdfundinsider.com/2020/07/164364...
Fintech Lender and Digital Bank Zopa to Use Paylink Solutions' Embark Software, a Cloud based Income and Expenditure Solution
Fintech lender and digital bank Zopa to use Paylink Solutions' Embark software, a cloud based income and expenditure solution.
Fintastico Team
5 months, 4 weeks
https://www.crowdfundinsider.com/2020/07/164335...
36H Group and the Future of Fintech: We should leverage the innovation in financial services and use it to enable economic recovery
The 36H Group launched in January of 2020 as the unified voice for lending platforms that accept retail investments. 36H replaced the UK Peer to Peer Finance Association, a group that had long been a prominent advocate for the emerging P2P lending sector - a
Fintastico Team
5 months, 4 weeks
https://www.crowdfundinsider.com/2020/07/164335...
Fintastico Team
5 months, 4 weeks
http://feedproxy.google.com/~r/finovate/~3/4ygd...
Zopa Gains Insight into Loan Customers' Affordability - Finovate
P2P lender and challenger bank Zopa recently formed a partnership with Paylink Solutions to tap into the company’s cloud-based digital income and expenditure product, Embark. Paylink’s Embark will help Zopa quickly find the most suitable loan product for clients by understanding their affordability. The tool taps into credit report data and leverages open banking technology Read more...
Fintastico Team
5 months, 4 weeks
https://www.finextra.com/pressarticle/83393/zop...
Zopa implements new digital affordability product
Digital bank and peer to peer lender, Zopa, has joined forces with Paylink Solutions and implemented its cloud based digital income and expenditure product, Embark.
Fintastico Team
5 months, 4 weeks
https://dailyfintech.com/2020/07/21/the-re-bund...
The Re-bundling rhythm varies by region - Daily Fintech
Efi Pylarinou is the founder of Efi Pylarinou Advisory and a Fintech/Blockchain influencer – No.3 influencer in the finance sector by Refinitiv Global Social Media 2019 As technology commoditizes products and services at an ever-increasing rate, the re-bundling of fintech services is trying to catch up with the rhythm. In the US market which has more unicorns and later-stage fintechs, this is more prevalent. SoFi first comes to […]
Fintastico Team
6 months
https://www.crowdfundinsider.com/2020/07/164114...
Fintech Lender and Digital Bank Zopa CEO Jaidev Janardana Claims it's been 'Business as Usual' Despite COVID-19 Outbreak
Fintech lender and digital bank Zopa CEO Jaidev Janardana claims it's been "business as usual" despite COVID-19 outbreak.
Fintastico Team
6 months
https://www.crowdfundinsider.com/2020/07/164114...
Fintech Lender and Digital Bank Zopa CEO Jaidev Janardana Claims it's been 'Business as Usual' Despite COVID-19 Outbreak
Fintech lender and digital bank Zopa CEO Jaidev Janardana claims it's been "business as usual" despite COVID-19 outbreak.
Fintastico Team
6 months, 2 weeks
https://www.crowdfundinsider.com/2020/07/163584...
Survey from Fintech Lender and Digital Bank Zopa Reveals UK Millennials Aim to Save More than Senior Citizens for Emergencies After COVID-19
Survey from Fintech lender and bank Zopa reveals UK Millennials aim to save more than senior citizens for emergencies after COVID-19.
Fintastico Team
6 months, 2 weeks
https://www.crowdfundinsider.com/2020/07/163584...
Survey from Fintech Lender and Digital Bank Zopa Reveals UK Millennials Aim to Save More than Senior Citizens for Emergencies After COVID-19
Survey from Fintech lender and bank Zopa reveals UK Millennials aim to save more than senior citizens for emergencies after COVID-19.
Fintastico Team
6 months, 2 weeks
https://www.finextra.com/blogposting/18965/brea...
Breaking the Fall, or How Fintechs Can Mitigate the Economic Effects of COVID-19
In the face of the worsened economic situation conditioned by the pandemic, many fintech companies n...
Fintastico Team
6 months, 2 weeks
https://www.finextra.com/blogposting/18950/surv...
Survive and Accelerate: Marketplace lenders’ varied paths to the next growth stage post-Coronavirus
Rising unemployment, small business failures, and impending recession pose an existential threat to ...
Fintastico Team
6 months, 3 weeks
https://www.lendacademy.com/top-10-fintech-news...
Top 10 Fintech News Stories for the Week Ending June 27, 2020 - Lend Academy
Here are what I consider to be the top 10 most important fintech news stories of the past week (in no particular order). Wirecard: the timeline from the Financial Times (free to all) – Detailed timeline of the history of Wirecard and the spectacular fall of one of Europe’s (formerly) most valuable fintech companies. Zopa …
Fintastico Team
6 months, 3 weeks
http://feedproxy.google.com/~r/finovate/~3/st9m...
Zopa Launches Digital Bank; The State of MENA Fintech - Finovate
U.K.-based peer-to-peer lender Zopa announced this week that it has been awarded a full U.K. banking license and will move forward with its plans to launch a digital bank. The bank will offer the Zopa Fixed Term Savings Account, which features FSCS protection up to £85,000. Zopa plans to introduce a credit card later this Read more...
Fintastico Team
6 months, 3 weeks
https://www.fintechfutures.com/2020/06/zopa-lan...
Zopa lands UK bank licence, set to launch credit card and saving account - FinTech Futures
Zopa, the UK-based peer-to-peer (P2P) lending firm, has landed a full UK bank licence and is readying to launch its credit card and fixed-term saving account this year.
Fintastico Team
6 months, 3 weeks
https://www.pymnts.com/news/2020/today-in-payme...
Today In Payments: Brazil Shuts WhatsApp Pay | PYMNTS.com
In today's top news, Brazil's central bank suspended WhatsApp's payment feature, and Visa launched its online resource hub for SMBs.