Insikt leverages data and relationships of its partners to make affordable, credit building loans accessible to underbanked people across America who lack a credit score. Since late 2014, the company has processed more than 325,000 applicants across 30 partners in California, Texas, and Illinois totalling 620 stores and made 125,000 loans
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Discussion
Fintastico Team
2 weeks
https://www.americanbanker.com/news/hammered-by...
Hammered by pandemic, consumer lender Aura shuts down
The San Francisco company has faced financing challenges as its customers, largely lower-income Latinos, have struggled to keep up with monthly payments.
Fintastico Team
7 months, 2 weeks
https://cointelegraph.com/news/new-ransomware-u...
New Ransomware Uses Sophisticated Evasion Techniques
Recorded Future says that Thanos deploys a particular encryption technique in its attack and offers a revenue-sharing scheme for external hackers
Fintastico Team
11 months, 2 weeks
https://cointelegraph.com/news/north-korean-int...
North Korean Internet Use Spikes 300% as Regime Turns to Cryptocurrencies
North Korea’s internet use saw a 300% surge over the past three years as the country’s regime has continued to rely on cryptocurrencies.
Fintastico Team
1 year, 4 months
https://bankinnovation.net/allposts/biz-lines/l...
Aura is using grocery stores to market installment loans to the underbanked
For Aura, an online lending platform for low-income families, reaching underbanked borrowers means going beyond the bank setting and working with retailers to
Fintastico Team
1 year, 10 months
http://www.americanbanker.com/news/rivalry-betw...
Rivalry between two Silicon Valley lenders turns personal
Seven years after James Gutierrez left Oportun Financial and started a competitor, the acrimony sparked by the divorce is coming into public view.
Fintastico Team
1 year, 11 months
https://www.crowdfundinsider.com/2019/02/144175...
What's the Hold Up? Indian Government Reportedly Concerned Cryptocurrencies Could Destabilize the Rupee
Like elsewhere, Indian officials have been contemplating how to properly regulate cryptocurrencies for some time. Now a report from Quartz India says Indian regulators are currently 'obsessed' with how cryptocurrencies might destabilize standard currencies, specifically the rupee. Inflation and counterfeiting have been issues in India,
Fintastico Team
2 years
https://www.crowdfundinsider.com/2019/01/143243...
Ryuk Ransomware Attack on Major US Newspapers Came from Russia, Not North Korea, Researchers Say
Researchers at Crowdstrike, FireEye, Kryptos Logic, and McAfee are all reporting that ransomware known as Ryuk is, in fact, being proliferated by professional hack groups in Russia, and not by North Koreans, ZDNet reports. According to the outlet: 'The era of individual ransomware operations appears to be ending, with fewer
Fintastico Team
2 years, 1 month
https://www.crowdfundinsider.com/2018/12/142428...
INSIKT Raises $210 Million Through Its Social Bond Securitization Program in 2018
INSIKT (pronounced “in-seekt”), a Lending as a Service (LaaS) company, announced on Monday it has raised $210 million through its social bond securitization program in 2018, which was backed by 174,447 of its responsible, credit-building consumer loans. According to INSIKT, this has propelled the total securitization volume
Fintastico Team
2 years, 2 months
https://www.crowdfundinsider.com/2018/11/141239...
Researchers Link North Korea to Two Fraudulent ICOs
An increasingly 'techno-savvy' ruling elite in North Korea is using a 'full range' of computerized devices and tactics, including the issuing of fraudulent ICOs (initial coin offerings), to evade global sanctions and, '...generate revenue for the Kim regime,' Insikt Group reports. Insikt's cybersecurity researchers have
Fintastico Team
2 years, 2 months
https://www.crowdfundinsider.com/2018/11/141060...
White Label Loan Origination Platform Insikt Completes $26 million Social Bond Securitization With Amalgamated Bank
INSIKT (pronounced “in-seekt”), a Lending as a Service (LaaS) company, announced on Thursday it has closed a private social impact bond issuance of $26 million as part of its mission to accelerate financial inclusion in America and invest capital into its low-income communities. Insikt reported that
Fintastico Team
2 years, 3 months
https://cointelegraph.com/news/north-korea-alle...
North Korea Allegedly Backed Two Cryptocurrency Scams This Year
North Korea has allegedly backed at least two scam coins this year, according to a recent report by a U.S. security firm.
Fintastico Team
2 years, 3 months
https://cointelegraph.com/news/north-korea-alle...
North Korea Allegedly Backed Two Cryptocurrency Scams This Year
North Korea has allegedly backed at least two scam coins this year, according to a recent report by a U.S. security firm.
Fintastico Team
2 years, 5 months
https://www.crowdfundinsider.com/2018/07/137157...