Since March 2007, auxmoney GmbH has been the largest online marketplace for loans from private to private in Germany. Private investors interact directly with private borrowers.
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https://thefintechtimes.com/digital-lending-rea...
Digital Lending as a Gateway to Reach Unbanked People | The Fintech Times
Digital lending has great potential to reach people who have so far not been involved in financial services. The rapidly growing online lending marketplaces (dubbed peer-to-peer, or P2P, lenders) and established financial institutions compete to find out who can provide borrowers with more funding and better terms.