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Cos'è Inspeer ?

nsPeer is an innovative web-based service enabling users to reduce their auto, motorcycle, and homeowners insurance premiums by raising their deductibles and laying off their increased risk on people they know. Generally, the higher the deductible, the lower the premium paid, so InsPeer allows user to get full insurance coverage for less by leveraging membership in a responsible community. Other than increasing the deductible, it does not require changes to their insurance contracts.