Your education and experience help you get the rate you deserve
Upstart goes beyond the FICO score to offer personal loans. The company's proprietary underwriting model identifies high-quality borrowers despite limited credit and employment history by using variables including schools attended, area of study, academic performance, and work experience. Upstart offers 3-year and 5-year fixed interest loans, and are primarily used to pay off credit cards, consolidate debt, eliminate student debt, start a business, or pay for a personal development bootcamp.
Earnings season moves on, and Upstart and Open Lending shares sink in the wake of reports that have underwhelmed investors.
Earnings reports moved several components of the FinTech IPO significantly higher — and lower — and took the overall index up 4.6% through the past …
The lending fintech is increasing its reliance on third-party funding arrangements as its revenue slides. Analysts are wondering how much risk is embedded in the …