Since 2021, crypto investors, especially those who missed out on Dogecoin (DOGE) and Shiba Inu (SHIB), have been looking for the next big thing in the crypto space to make such unprecedented returns. Thankfully, another opportunity has presented itself, which promises to be far better than the gains made by those meme coins. ETFSwap (ETFS) is that token that presents an opportunity for crypto investors to make returns like the one or even better than the ones Dogecoin (DOGE) and Shiba Inu (SHIB) investors enjoyed in the 2021 bull run. Dogecoin (DOGE) And Shiba Inu (SHIB) Unprecedented Price Gains In 2021 Dogecoin (DOGE) and Shiba Inu (SHIB) were undoubtedly among the highlights of the 2021 bull run. Dogecoin (DOGE), on its part, surged by over 26,000% to hit an all-time high of $0.7376. As a result, several crypto investors made millions and billions of dollars from their investment in the foremost meme coin. Glauber Contessoto, known as the SlumDOGE Millionaire, is one individual who saw his Dogecoin (DOGE) holdings skyrocket from his initial investment of $250,000 to almost $3 million at its peak. There were also individuals who invested earlier in the meme coin and made more returns than someone like Contessoto. Shiba Inu (SHIB) investors even had a greater field day in 2021 than Dogecoinâs investors following Shiba Inuâs (SHIB) historic price gain of 46,000,000%. Shiba Inu (SHIB) is believed to have outperformed Dogecoin (DOGE) partly because it was a newer token, so it got more attention than the foremost meme coin. One of the crypto investors who gained massively from Shiba Inuâs (SHIB) run is an anonymous crypto investor (simply known as âShibtoshiâ). Shibtoshi invested $8,000 in the meme coin in August 2020, immediately after the token began trading. The anonymous investor showed absolute conviction as he âdiamond handedâ the crypto token for over a year. His conviction paid off as his Shiba Inu (SHIB) holdings rose to $5.7 billion thanks to the price gain of 46,000,000%. The year is 2024, and Dogecoin (DOGE) and Shiba Inuâs (SHIB) run are well in the past. Since 2022, the meme coins have experienced a significant downtrend and have slowly dropped from their all-time highs (ATHs). Dogecoin (DOGE), currently trading at around $0.15, is down over 78% from its ATH of $0.7376. Meanwhile, Shiba Inu (SHIB), currently trading at around $0.000026, is down over 69% from its ATH of $0.00008845. It Is Time For ETFSwap (ETFS) To Shine Like Dogecoin (DOGE) and Shiba Inu (SHIB) in 2021, ETFSwap (ETFS) is projected to be one of the standout tokens in this bull run. Experts say that the crypto token could rise as those meme coins did in 2021, providing crypto investors an avenue to make mouth-watering gains as they did in 2021. Furthermore, ETFSwapâs (ETFS) price gains are expected to be sustainable considering its utility, unlike those meme coins. ETFS is the native token of ETFSwap, a decentralized finance (DeFi) platform that enables the on-chain trading of exchange-traded funds (ETFs). The ETFSwap (ETFS) will act as a passport for users to access this offering, as the DeFi platform requires anyone who wants to access the variety of ETFs on the platform to hold a certain quantity of their native token. Another factor contributing to ETFSwapâs meteoric rise is that tokenization is one of the leading narratives in this bull run. Therefore, ETFSwap (ETFS) and Ondo (ONDO), the native tokens of tokenization-focused projects, are expected to run hard. ETFSwap (ETFS) has already shown its strength amidst the current downward trend in the broader crypto market, and crypto investors already seem convinced of its potential. So far, over 23.6 million ETFSwap (ETFS) tokens have been sold in stage 1 of the ongoing token presale, and this figure is rising rapidly. Given its potential, crypto investors understand that buying the crypto token at its current presale price of $0.00854 is undoubtedly a steal. This price is expected to double once stage 2 commences, so there is no better time to buy than now. For more information about the ETFS Presale: Visit ETFSwap Presale Join The ETFSwap Community Disclosure: This is a sponsored press release. Please do your research before buying any cryptocurrency or investing in any projects. Read the full disclosure here. The post Looking For The Next Dogecoin (DOGE) Or Shiba Inu (SHIB)? Donât Miss The ETFSwap (ETF) Presale appeared first on The Merkle News.
In a recent edition of PYMNTS Intelligenceâs ongoing How We Will Pay Report, âMultitasking Consumers Want to Shop â and Work â at the Same Time,â we examined how the ubiquity of connected devices and apps has altered how U.S. consumers spend their time. The report, based on surveys with more than 4,600 U.S. consumers, also offered insights into the growing role connected devices play in the average shopping experience. For instance, we learned that 74% of consumers use their connected devices while shopping, and 55% of those say they log in specifically to enhance their shopping efforts. With that in mind, we dug in a little deeper to find out which features and enhancements people would like to see to further augment their shopping experience â both features that are now available and some that are not yet ready. The most popular feature â resonating with 41% of consumers â would enable shoppers to use their smartphone to snap a photo of something that catches their eye and automatically be redirected to the product page where they could buy it. (Nearly 8% say they can already do this.) Thirty-eight percent also expressed an interest in a function that could enable them to see how potential purchases would look on them or in their living space; meanwhile, 34% said they would welcome a smart dressing room mirror that could suggest additional items to complement a purchase. Thirty-four percent of consumers would like a feature that would contact the nearest coffee outlet on their way to work in the morning. Even better, they said, if the app could automatically order and pay for their favorite beverage and have it ready to go when they arrive. One-third of respondents said they want touch-screen functionality that will enable them to purchase items featured in a show they are streaming, whether itâs a piece of jewelry or an outfit. Nearly 5% of respondents said they can already do this. As âMultitasking Consumers Want to Shop â and Work â at the Same Timeâ points out, many of these features are more than hypothetical. For instance, nearly 8% of consumers using Google Lens can use smartphone pictures to re-route to product URLs. Clearly, consumers want to be able to simply want an item â whether seen in real life, on a show or in an ad or product recommendation â determine whether the item meshes with their current lifestyle and effortlessly purchase it without having to deal with hassles or friction. The strong interest reflected in our survey findings suggested that those digital features not yet available will likely be here soon. The post Consumers Want Friction-Free Shopping on Connected Devices appeared first on PYMNTS.com.
The financial services giant wants to make data about stablecoin usage clear and accessible, which requires some processing.
Salesforce launched two new capabilities within its Einstein 1 platform, Transaction Dispute Management and Einstein Copilot Banking Actions. Transaction Dispute Management helps service agents streamline dispute management, while Einstein Copilot Banking Actions serves as a chatbot and AI assistant for bank service agents. Salesforce launched Einstein 1 in 2023 to enable customers to infuse AI, automation, and analytics into customer experiences. Salesforce announced today it has launched new capabilities to help banks resolve transaction disputes. The new, AI-powered tools streamline the entire dispute process to resolve customer inquiries and requests more efficiently. The new tools include Transaction Dispute Management and Einstein Copilot Banking Actions. These capabilities are available within one of Salesforceâs tool suites, Einstein 1, which the company launched in 2023 to enable customers to infuse AI, automation, and analytics into customer experiences. The two transaction dispute resolution tools help banks combine consumer transaction data with customer data from Salesforce to automate manual tasks, reduce errors, resolve issues, and improve customer communications.  The Transaction Dispute Management tool is an AI-powered solution that helps service agents at banks streamline dispute management. Like many dispute management tools on the market, Salesforceâs offering works for the entire dispute processâ from the time a dispute is submitted until it is resolved. The tool helps banks maintain communication channels with customers, card networks, merchants, and issuing banks. One of Salesforceâs differentiating factors with the tool, however, is that it allows bank agents to use prebuilt email prompt templates and generative AI to draft personalized customer emails related to dispute activity within their workflow. Transaction Dispute Management also integrates with card networks to provide connected workflows, simplifying coordination with merchants. The second capability Salesforce launched within Einstein 1 today, Einstein Copilot Banking Actions, is a chatbot and AI assistant for bank service agents. The tool helps agents ask questions and receive relevant responses based in metadata, then automate tasks within their workflow. For example, an agent can ask Einstein Copilot to trigger a fee reversal request for a disputed transaction, issue a provisional credit, or pull a list of recent customer transactions. Because all actions run within the Einstein Trust Layer, they do not compromise data security or privacy standards. âThe current process for managing transaction disputes is complex and cumbersome, leading to decreased productivity for bank service agents,â said Salesforce SVP & GM for Financial Services Eran Agrios. âThese new capabilities simplify and streamline the entire transaction dispute cycle, enabling banks to deliver exceptional customer experiences and drive innovation across their business.â Salesforce was founded in 1999, and in the companyâs 25 years of operations, it has expanded well beyond a simple CRM solution. The California-based company currently provides a host of sales and marketing tools, digital storefronts and commerce solutions, data analytics and visualization offerings, collaboration software, and more. Photo by Kindel Media The post Salesforce Launches Transaction Dispute Management Tool for Banks appeared first on Finovate.
The FDIC Board debated and ultimately withdrew two separate proposals to address asset managers' control over banks, but acting Comptroller of the Currency Michael Hsu said he couldn't support either and called for more research and debate about how asset managers' control over banks impacts safety and soundness.
The state's Comptroller of Public Accounts is one of several notable non-depositories with access to the Fed's payments system, along with the Chicago Mercantile Exchange and the Tennessee Valley Authority. So why do they have accounts while some neobanks don't?
Mortgage rates rose 7 basis points this week, Freddie Mac said, and more increases are likely following a weaker than expected gross domestic product report.
Shares of the Raleigh, North Carolina bank, which bought Silicon Valley Bank last year, rose 7.8% on Thursday morning.