Transforming retail. Unlocking growth.
Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent. We use technology to advance consumer-friendly credit by improving access, transparency, ease-of-use, and cost. Our products help our merchant partners grow their sales by making their products accessible to more consumers. Bread was founded in 2014 and is based in New York, NY.
Delinquencies and charge-offs are set to climb over the next several months, as lenders tighten underwriting policies and credit lines while facing downward pressure on …
While an 'Apple Bank' may never happen, the big tech's financial ambitions keep growing, as 12 million Apple Cards attest.
Economic headwinds causing charge-offs and rising delinquencies — along with potential credit card late-fee restrictions — darken the company's 2024 forecast.